Water Drops

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The tutorial on how to do that.

1. Image
Open the file that you want to add water drops to.

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2. Select the Brush tool, change it to Hard-edged Brush.

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Make a new layer, paint on where you want water drops to be. Don't know how to create a new layer? Click here

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From the layers palette, select Blending Options (Photo Sharing and Video Hosting at Photobucket ).

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3. Fill Opacity

Adjust the Fill opacity at 0%. The picture should look just like how we started now.

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Adjust Blending Option, use the settings provided below, keep it open until the last settings.

4. Drop Shadow

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5. Inner Shadow

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6. Inner Glow

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7. Bevel and Emboss

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Finally, click OK to apply Blending Options.

Note:
Make sure that you use a hard edges brush. The fill option makes the real paint transparent, while layer effects still show.